PAYMENT METHODS
Internet banking
Make payments, browse your account history or find products are just some of the many online features.
SMS
Do payments by sending sms keywords or other custom commands. Click here for more.
IVR
Interactive Voice Response: do payments, get account and payment information by calling a number.
Number
Multiple identifiers supported. E.g. pay to: name, email, phone number, account number or qr code.
Mobile app
Rebrand our mobile app to offer your clients a complete internet banking app. Click here for more.
USSD
Sparcodb can also be used using USSD commands on any phone. Click here for more.
QR-code
Pay with our app to a printed QR code or generate a QR code on our app to receive payments.
NFC-card
Pay by holding an NFC card to an android device to do quick and secure payments. Click here for more.
BANKING FEATURES
Multiple currencies
Create multiple currencies and create accounts and transaction types for each currency.
Multiple transaction types
Add payment fields and many rules to transactions, such as PINless payment thresholds, min/max transaction amount, allowed on selected channels and much more.
Advanced payments
Pay to unregistered users (email/SMS), requests or schedule payments, payment authorizations, etc.
Account & Transaction fees
Monthly contribution payments, demurrage, interest payments, flat or percentual transaction fees and custom fee calculations (with script extension point if needed).